No Credit Car Loans
I have bad credit, co-signer has no credit.car loan help!!!?
Ok so I have horrible credit! I have identity theft and my score is 521 free credit report.com says. my boyfriend who has no problem co-signing, has zero credit.Never bothered to open a credit card. So heres what Im wondering:
I need a car $3000 or below. have $1000 maybe $1200 to put down. like I said, I have horrible credit, he has none. will a dealership be able to find us a loan do you think?? I have never bought a car before (were both 20 years old). Please anyones advice will help!!
thanks
Auto finance is what I do for a living and to actually answer your question yes a dealer will be able to find a lender to approve you nad your boyfriend as long as you can meet their guidelines for income, residence time, job time, down payment, home phone and references are concerned.
The problem your going to run into is the amount you want to finance. All major lenders have minimum amounts to finance of at least $7,500.00.
Find a dealer that advertises Special Finance and talk to the Manager they will be able to help you.
Good luck.
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